| Any account you include MUST have a total balance of at least $100 or more.
If your residence is in Michigan we will NOT be able to help you.
This free quote system and calculations are certified copyright registered. Any reproduction or derivative copy made and/or used without permission will be pursued and prosecuted under the full extent of the law. © Copyright 2002-2007
The approximate monthly payment and payoff
period quoted to you from our quote system is based upon a percentage
of your balance (usually between 1% to 4%) and the lower interest
rates you will receive once your account is set up. The
minimum payment guidelines and the lower fixed interest rates have
been PRESET by the
participating creditors for ALL consolidation
companies to follow.
If you receive a lower
quote from another company, it is most likely a "debt negotiation" or "debt
reduction" company. To
read what these debt settlement companies WON'T tell
you, click on the link to your left named "What Debt Settlement
/ Debt Negotiation Companies Won't Tell You".
If you receive a
lower quote, a lower monthly payment amount and/or lower payoff
period from a consolidation company keep in mind that ALL consolidation
companies have to follow the same guidelines preset by the creditors. So
if you are given a lower monthly payment quote and/or a lower payoff
period you can be sure it will change. The main difference
between programs and companies are the monthly fees charged. So
with everything else being equal if they are charging you a higher
monthly fee your payment is going to be higher and your payment
term may be longer regardless of what you are told. You
will be notified of these changes after you have signed up for
their program.
Keep in mind the monthly payments and payoff
periods quoted are only approximations. No company will guarantee
the monthly payment and/or the payoff period quoted. This is mainly because
of the daily change in debt balances. We have minimized this issue by placing
the creditor guidelines into our free quote system. This
helps us to insure you receive the most accurate monthly payment and payoff
quote possible. |
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